Plastic for Plastic - More Teens Using Credit Cards for Plastic Surgery

As the age bracket for plastic surgery continues to get lower and lower, more teens are jumping into the latest cosmetic and plastic surgery trends - and turning to credit cards to pay for their procedure.

Teenagers and college students are part of a rising target market for plastic surgery, especially since many battle feelings of low self-esteem and are unhappy with their appearance. Teen surgery represents 5 percent of all cosmetic and plastic surgery procedures, according to the American Society of Plastic Surgery statistics for 2007, and some plastic surgeons believe that many benefit from the procedure because they can finally feel like they 'fit in.'

The Leader-Post recently published the story, "Teens Seek Plastic Surgery, Breast Jobs, to Fit In" and an interview with Dr. Frederick Lukash, a New York plastic surgeon who specializes in adolescent plastic surgery revealed the following:

"Sometimes, one hour for an operation and a few days to recover are better than a lifetime of psychoanalysis."

The Leader-Post further explains that "Lukash, who combines surgery with psychiatry and art therapy, says a nip and tuck may be the kindest cut for teens who unlike adults, are mostly looking to fit in rather than stand out." (Source: Leader-Post)

Since teenagers are too young to apply for cosmetic surgery financing or obtain a personal loan, credit cards are the next most obvious choice. Instead of worrying about funding a college education, paying rent and managing other financial responsibilities, are teenagers and college students setting themselves up for financial disaster?

Financial advisors seem to think so; many point out that even 'no interest' credit cards can incur fees when the introductory period is over, and the APR can shoot up within a few months. Popular cosmetic and plastic surgery procedures such as liposuction, breast augmentation and tummy tucks can cost upward of $5,000. Paying for the procedure with a personal credit card could mean paying a hefty price in interest charges - and carrying a large balance for years to come.

Further Reading

  • With bathing suit season right around the corner, plastic surgeons across the country are finding more women are booking up appointments for body contouring and breast augmentation procedures. Dr. Michael Niccole, founder and medical director of CosmetiCare Plastic Surgery Center and MedSpa in Newport Beach, and one of the “Top Plastic Surgeons in America”, reports that his appointment books are full, with a high demand for breast implants, skin tightening procedures and body contouring procedures to help women lose a few inches around the hips and thighs.

  • If you need a quick mini-makeover for the holidays and New Year countdown, simple and affordable cosmetic procedures such as laser hair removal and dermal fillers may be your best bets.

  • has recently released a fantastic plastic surgery cost infographic for both men and women. Why do people shell out so much money for plastic surgery? Well the answer obviously is to look better and feel wonderful about themselves. In addition, as I have written before, it is becoming the rising trend for job seekers as the job market becomes more and more competitive.